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How She Does It: Agnes Savich

It was awesome to take a time where I normally wouldn’t have been working (after having my daughter, and then a son 3 years later) to feel productive and earn money to help support ourselves. It was important for me to be there for my kids in their preschool years.

Ways Your Woman Owned Business Can Help the Next Woman Open Hers

Do you remember what it was like when you first opened your business? How did you get there? Who did you turn to for information? How many mistakes did you make? Did you have anyone to talk to about it?

5 Ways Cold Calling for Your Business is Different Than Being a Telemarketer

Cold calling was how I got my business started. Months into it, I realized that my cold calling was working. I was getting gigs. I was landing long term clients. And I realized that there was a huge difference between my cold calling efforts and what telemarketers do.

The Moo Business Cards Experience

I recently moved to Austin, TX. One of the perks of the move is that I am now living in a very creative community where I have the opportunity to meet new clients and work with a diverse group of people. And to do that, I needed new business cards.

How to Remove Comment Boxes From Your WordPress Pages

The moment I found WordPress is a big moment in my working life. Before that I was manually creating web pages in Microsoft Publisher and uploading them to my web host via FTP. If I wanted to make a change in the web copy on a page, it was a multistep process. The first time I just opened my dashboard, chose a page, and edited the copy, I could have cried with joy.

Quarterly Estimated Tax Refresher for the Self-Employed

Being self-employed is one of the most freeing things in the world. No more bosses telling you what to do, no more arbitrary deadlines – everything is up to you. The success and failure of your new business is in your hands. It’s what you’ve been working for your whole life. But of course you still have obligations, some of which are terribly frustrating. One of these obligations is taxes. Particularly, quarter estimated taxes are a huge pain for many self-employed individuals.

What You Need to Know About Life Insurance for the Self-Employed

Health and life insurance are often considered a substantial benefit provided for employees at large firms. All of the potential headaches and confusing decisions are decided for these lucky individuals, and with the collective bargaining power of strong companies the benefit packages are often more comprehensive than most individuals are able to receive.

For those who are self-employed, the high cost of insurance is often seen as prohibitively expensive, despite the increased need for coverage in this situation.Although you as a self-employed individual may be loath to wade into the intimidating world of life insurance choices, it is vital to the safety of your family that you research your options.

The Marketplace Fairness Act: What It Means for Your Small Business

Between keeping up with finances, maintaining a loyal staff, and maintaining a competitive edge in the marketplace, small businesses have a lot to contend with. With more attention on supporting local goods and services, small businesses must also stick to a higher standard than ever before. Consumers love their small businesses and want to see them thrive in an ever changing world. The same goes for ecommerce and small businesses that decided to take their business online as well. Selling your goods and services online expands your little local business to a national or perhaps even a global scale, making it easier for you to sell to those who would never be able to visit your business. Unfortunately, the Marketplace Fairness Act may make things more difficult for the small business owner if and when this bill is passed by Congress.

The Pros and Cons of Forming an LLC

Chances are that you started your business as a sole proprietorship. You chose a name, secured the appropriate licenses and permits, purchased or rented a location and supplies and advertised its existence. Voila, you were in business. Piece of cake, right?
Unfortunately, however, this isn’t always the best route to take in the long run. Sole proprietors expose themselves to numerous risks, the most serious being personal liability for company debts. That’s why many opt to form a limited liability company (LLC) either in the beginning or as time goes on.

Tips on Building a Business Continuity Plan for Your Small Business

Imagine what would happen to your business if a disaster occurs. Would your employees be able to get to work? Would you have enough equipment to remain in operation? Could a single event ruin all of your hard work and investment?

Whether your small business is located on a fault-line or in the safest location on Earth, a business continuity plan can help keep it afloat if a disaster strikes.

Tax Tips for the Self-Employed

I’m sure you’re familiar with the saying that only two things in life are guaranteed – death and taxes. When you’re employed by someone else, you fill out a form and your employer takes care of the dirty work of dealing with your taxes including paying a portion of them. As an employee, your only responsibility is making sure that you pick the number of exemptions that is best for your situation and filing your tax return by April 15th.
However when you’re self-employed, like everything else, taxes are something that are entirely your responsibility. Just because all the responsibility for your taxes falls on you doesn’t mean that there aren’t some benefits to be had if you know what those benefits are.

Five Ways to Fend Off Nonpaying Clients

Unfortunately the tale of the nonpaying client is one that is almost synonymous with being a small business owner or freelancer. In a fairy tale world, everyone would live by the golden rule, pay their bills on time, and everything would be right in the kingdom of self-employment.
However, this isn’t a fairy tale world, but just because the world isn’t perfect does not mean that anyone has to take being stiffed by a client lying down.

Quarterly Estimated Tax Refresher for the Self-Employed

Being self-employed is one of the most freeing things in the world. No more bosses telling you what to do, no more arbitrary deadlines – everything is up to you. The success and failure of your new business is in your hands. It’s what you’ve been working for your whole life. But of course you still have obligations, some of which are terribly frustrating. One of these obligations is taxes. Particularly, quarter estimated taxes are a huge pain for many self-employed individuals.

What to Look for in a Business Bank Account

It’s time for your business to go to the next level, at least in a financial sense – time to open a separate business account! While you’ve managed to make it this far with your personal account, separating your two financial worlds will open you up to many more opportunities and growth potential.

Handling Your Business: 1099-MISC Forms

If you’re just starting out with your business, you might be buckling down to tackle your taxes for the first time. This can be quite a daunting task as there are so many new tax forms to figure out, many of which you’ve never seen before or even heard of.

One of these tax forms is the 1099-MISC. You may have even gotten a few of these tax forms in the mail already and wondered what you’re supposed to do with them. We’ll quickly go over the form, what it’s for, and what to do with the thing before filing it away.

Review: Cash Flow Management App WiseCash Tells Freelancers When the Money Will Run Out

I have a few goals for my business. I’d like to give my sole employee the raise he so deserves. I’d like to take a week completely off from work. I’d like to save up an emergency fund and feel somewhat safe in case I met with a catastrophe and lost all my income. Hell, I’d even like to think that one day, I might put down my cane, wiggles out of my orthopedic shoes, and retire.

Three Things Your Business Shouldn’t Cut Corners On

A business owner should strive to cut costs and increase his or her profits in the process. Of course, while this is prudent, a serious entrepreneur must understand that it is not smart to cut costs in some areas as it will cause serious problems in the long run. With that being said, there are three things that a business owner should not cut costs on.

How I Budget, Save Money and Even Go Wild on a Self-Employed Income

I am not a budgeter. I admit that I’ve made plenty of budgets in Excel or online budgeting tools, patted myself on the back for my self-awareness and good citizenship, and then proceeded to ignore them as I went on my merry way eating dinners out, racking up bar tabs, or heading out of town at a moment’s notice.

Happy New Year. Now, Take a Break

The promise of a new year can bring out the greatest fantasies of a work-at-home-parent. That magic moment when the ball drops (in a good way) and all of the struggles of the prior year seem to erase in a champagne toast. Once the big moment is over, we kiss and hug and say good bye to our friends and family, ready to take on the New Year with a vengeance. Supported by the well-wishes of our loved ones, maybe the excitement of the end of the holiday season and that champagne toast, we are ready to rule the world once again!

Then we remember. . . we have kids.

When Summer Blows (Up)

I like to think that one of the biggest concerns a WAHP has is the extended “quality time” breaks we encounter when our kids are out of school. I may think about it too much, mostly because each year that I think I have it down, my kids are each a year older and everything changes. I had the best of intentions to write about my “Internet Diet” of late, but, there is no amount of focus I can give that topic while hiding in a closet, actually writing this blog on (gasp!) paper.

Making Workspace Magic

A dedicated workspace is one of the most important aspects of working from home. A place, preferably with a desk, where the work-at-home-parent can settle in for a few hours of work each day (and many, many more each night) is the ideal arrangement for success.

That’s what the experts say, at least. Experts are never wrong, right?

The Good, the Bad, the Agony of Tax Season… and Math!

I need to start this out by saying I am not a tax professional. I say that, not to indemnify myself from legal troubles (that’s something I heard I should do, though), but because I have to remind myself that I am not a tax professional. I just really get carried away with forms, and tax season brings out my seventh-grade math award-winning super geek self.

“Its tax season!” I shout. “Hooray for taxes!” I gloat. The challenge of itemizing deductions makes my mouth water. Learning just how much I’ve made, while working from home, gives me a little tingle. Nothing says success like showing a profit. That bottom line number screams validation. I AM JUST EXCITED.

Self-Love and the Image of the WAHM

Since it is time to celebrate all things pink and hearted, I thought it would be nice for us, the WAHM Force, to practice a little self-love. Not *that* kind of self-love (well, maybe), but the kind of self-love where we treat ourselves the way we want to be treated.

WAHM and the Organization Fantasy

You made it through Halloween, Thanksgiving, the Mayan Apocalypse, December...

Warning: 3 Out of 4 Salespeople Have No Idea What They’re Doing

When you ask kids what they want to be when they grow up, few (if any) children respond that they want to be in sales. As a result, most sales people tend to fall into their careers, rather than actively choosing to pursue a sales role. That means most never actually receive sales training.

The 7 Deadly Marketing Mistakes Retailers Make

Whether it’s finding new shoppers and convincing them to stroll through their door for the first time or bringing existing shoppers in again and again, marketing can make the difference between thriving and hosting a “going out of business” sale.

7 Things Not to Let Slip This Holiday Season

For most retail businesses, this is the busiest time of the year—shoppers are hunting down holiday gifts and prepping for parties—and that often means the things the store is usually on top of may fall through the cracks.

That’s unfortunate, since staying on top of the details may be the difference between converting new shoppers into regular customers and losing all that extra foot traffic.

So consider this your December reminder to stay on top of the little things.

Buy Local, Big Impact

It seems almost every politician has said, at one time or another, that America was built on the backs of small business. Many of the founding fathers were small business owners and Forbes recently wrote a piece titled, “Small Businesses = Big Impact.”
But what kind of impact are we talking about?

Are You Making This Major Brick-and-Mortar Mistake?

Retailers today often overlook one of the best tools they have available to them when it comes to choosing new products and restocking old ones: data from their customer loyalty programs.

Most retailers these days offer customer loyalty programs. And while the key idea behind a loyalty program is right there in the name—to increase customer loyalty, better known as repeat purchases—there’s a lot of ambiguity as to whether these programs work as intended.

3 Holiday Hacks: A Cheat Sheet for Maximizing Sales This Holiday Season

The school year is back in session and the fourth quarter is about to begin. For many retailers this is the most important time of the year. Some stores see almost half of their business in these last 3 months of the year—making it essential that everything goes right.

The Moo Business Cards Experience

I recently moved to Austin, TX. One of the perks of the move is that I am now living in a very creative community where I have the opportunity to meet new clients and work with a diverse group of people. And to do that, I needed new business cards.

How to Remove Comment Boxes From Your WordPress Pages

The moment I found WordPress is a big moment in my working life. Before that I was manually creating web pages in Microsoft Publisher and uploading them to my web host via FTP. If I wanted to make a change in the web copy on a page, it was a multistep process. The first time I just opened my dashboard, chose a page, and edited the copy, I could have cried with joy.

How to Forward Email from One Provider to the Next

Your email address says a lot about you in business situations. If you don’t take yourself seriously, I can’t either. And truthfully, I’m a bit of an email snob so I pay attention to what you’re sending and from where. And I definitely wonder when you send me a proposal from funchick@comcast.com. First, I want to know why you’re using a Comcast email account. Did you get your first email account when you switched your Internet provider? Also, is Fun Chick the name of your entertainment company and you’re sending me a proposal about how you’re going to make my event more fun? Otherwise, it’s distracting.

Want a Domain Name Do-Over? Here’s Your Chance

Two years ago you had an amazing idea for a Web store. You knew the products would fly off your proverbial shelves and you had the audience to really succeed. But you ran into a roadblock straight out of the cyber gate — your preferred .com domain name wasn’t available. Bummer.

And that’s when all the trouble started.

How to Set Rules for Communication that Keep You Sane

When you work for clients, availability is everything. The same is true when you have a family. You need to be accessible to clients and kids, no matter what else is happening.

How to Quit Facebook and Make Money

admit it. For a good while, I was addicted to Facebook. Checking my app before bedtime, perusing statuses shortly after my alarm clock woke me—it was an addiction. One that I was hesitant to break.

Not only do I have a personal page, but I have a page for my business as well as management responsibilities for client pages. In my life, there really is no getting around Facebook.

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